Articles
Cryptocurrency Industry Regulation Proposals by the Market Players
The FSB’s proposes that “effective regulatory and supervisory frameworks should be based on the principle of ‘same activity, same risk, same regulation’”.
Nov. 29, 2022 • Mykyta Grechyna
In view the recent publishing by the Financial Stability Board (FSB) of the report on the proposed framework for international regulation of the cryptocurrency industry, which was a result of F...
November Week 3: Early Stage Fintech Funding in Developed Countries: Themes and Trends
14 transactions over the last 14 days
Nov. 22, 2022 • Roger Portnoy
This week I cover 14 transactions that were covered in Crunchbase over the last 14 days across Pre-seed to Series B, and raising in total a bit over US$100ml. Segments covered this week include...
How You DAO
Culture is important to DAOs for the same reason culture is important to a traditional organization
Nov. 21, 2022 • Andrew Beal
There’s a famous saying in business that culture eats strategy for breakfast . Organizations are made up of people, and the organization’s culture dictates how they behave. The best strategy i...
Lock, Stock, and Fintech: Features of Ukrainian Digital Banks
What is happening to the Ukrainian banking system today?
Nov. 15, 2022 • Yulia Barabash
Do you love fintech as much as I do? Especially the Ukrainian one, which drives the banking system of my native country. It is still very young but makes progress that fascinates foreign banks....
What Does The Industry Really Think About Variable Recurring Payments (VRPs)?
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement
Nov. 10, 2022 • Charles Damen
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement. In July 2022, the CMA9 banks were mandated to introduce VRP for sweeping. Yet, this...
Competition in payments: The rise of A2A payments and the role of regulation
Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role argues
Nov. 9, 2022 • Esther Groen
Payments modernisation is a hot topic right now—and for good reason. New and innovative digital payment technologies and instruments are emerging constantly, sharpening competition across the p...
Why has The Payments Industry Neglected SMEs?
Banks are less inclined to create SME-specific products and services, favouring consumer and corporate markets.
Nov. 3, 2022 • Gary Prince
Throughout the years, small businesses and sole traders have faced many challenges. One of the most prominent is the need for customised financial services. Regrettably, SMEs have to "make...
Only when the tide goes out do you discover who's been swimming naked
Some incumbents are getting more and more serious about innovation
Nov. 2, 2022 • Matteo Carbone
Last month we had the ITC event in Vegas, and I feel obliged to dedicate this edition of the newsletter to my takeaways from this conference. It took a while to digest the two days of discussio...
Perspectives Of Global Cryptocurrency Regulation
The European Union (EU) is ready to become a global pioneer to set the standards of a comprehensive crypto regulation
Oct. 27, 2022 • Mykyta Grechyna
Recently, the European Parliament and the European Commission have provisionally agreed on the regulation project aimed at the cryptocurrency market called Markets in Crypto-Asset Regulation ( ...
Is BNPL the future of B2B payments?
While there may be some consolidation in the B2C BNPL space in the medium term, it seems likely to remain a popular payment method for consumers and will continue to grow
Oct. 26, 2022 • Louis Carbonnier
Buy Now, Pay Later (BNPL) is an established and expected method of online payment in B2C, with growth driven by fintechs offering accessible digital payment systems. Precedence Research says th...