Articles
Top fintech trends for 2023
When we analyze promising areas for development, we see that cybersecurity and artificial intelligence will be the fastest growing segments in 2023. What other trends should we expect?
Jan. 10, 2023 • Abay Serkebayev
New technology will change the financial industry and allow it to expand its business offerings, improve customer service and increase revenues. Discussions about the "fintech bubble"...
What is happening? Why are traditional banks still alive and not going to die?
A considerable part of the market is still occupied by traditional banks, which sometimes have little to do with Fintech
Jan. 9, 2023 • Ivan Nevzorov
The Fintech market is developing at an unprecedented pace. According to the Pulse of Fintech H2'21, total global fintech funding reached US$210 billion across a record 5,684 deals in 2021....
Buyer Persona vs User Persona
Neobanks and the Customer Retention Dilemma
Dec. 20, 2022 • Abay Serkebayev
At the early stage of creating a fintech startup, the neobank application, one can suddenly encounter an interesting dilemma. In studying consumers and competitors, it was found that most co...
What if ... it doubles again
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.
Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results. This edition of the newsletter is dedicated to their surprises, some new facts & figures about t...
Cryptocurrency Industry Regulation Proposals by the Market Players
The FSB’s proposes that “effective regulatory and supervisory frameworks should be based on the principle of ‘same activity, same risk, same regulation’”.
Nov. 29, 2022 • Mykyta Grechyna
In view the recent publishing by the Financial Stability Board (FSB) of the report on the proposed framework for international regulation of the cryptocurrency industry, which was a result of F...
November Week 3: Early Stage Fintech Funding in Developed Countries: Themes and Trends
14 transactions over the last 14 days
Nov. 22, 2022 • Roger Portnoy
This week I cover 14 transactions that were covered in Crunchbase over the last 14 days across Pre-seed to Series B, and raising in total a bit over US$100ml. Segments covered this week include...
How You DAO
Culture is important to DAOs for the same reason culture is important to a traditional organization
Nov. 21, 2022 • Andrew Beal
There’s a famous saying in business that culture eats strategy for breakfast . Organizations are made up of people, and the organization’s culture dictates how they behave. The best strategy i...
Lock, Stock, and Fintech: Features of Ukrainian Digital Banks
What is happening to the Ukrainian banking system today?
Nov. 15, 2022 • Yulia Barabash
Do you love fintech as much as I do? Especially the Ukrainian one, which drives the banking system of my native country. It is still very young but makes progress that fascinates foreign banks....
What Does The Industry Really Think About Variable Recurring Payments (VRPs)?
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement
Nov. 10, 2022 • Charles Damen
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement. In July 2022, the CMA9 banks were mandated to introduce VRP for sweeping. Yet, this...
Competition in payments: The rise of A2A payments and the role of regulation
Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role argues
Nov. 9, 2022 • Esther Groen
Payments modernisation is a hot topic right now—and for good reason. New and innovative digital payment technologies and instruments are emerging constantly, sharpening competition across the p...