An innovative Payment Strategist & Lead Architect with over 20 years’ experience in the payments industry. Skilled in developing Payments Product & IT Strategies, Architectures, Roadmaps & Business Cases. Wealth of expertise and knowledge of the Payments & Cash Management domain, obtained from world class Banks & IT companies, leading global consultancies and dedicated payment tech firms with senior roles at JP Morgan, IBM, Clear2Pay and CapGemini.