Todd H. Baker is an academic, business executive and lawyer who works on business and policy issues arising from the digital transformation of financial services.

He is currently a Senior Fellow at the Richard Paul Richman Center for Business, Law and Public Policy at Columbia Business School and Columbia Law School.

He teaches an advanced fintech seminar for law and business students at Columbia and Stanford Law Schools and writes extensively on fintech and banking topic for academic journals and other publications including the Financial Times, The Wall Street Journal, the Harvard Business Review and the American Banker.

He is also the chair of the board credit committee at Accion Opportunity Fund, the nation's leading CDFI nonprofit small business lender, and acts as an advisor to, and investor in, venture capital firms and a number of fintech and banking startups.

Before taking on his academic posts, Mr. Baker had a 14-year career as the chief corporate strategy and development officer at three large domestic and international retail, commercial and corporate banks, preceded by two decades as a San Francisco-based corporate partner with the international law firms Gibson, Dunn & Crutcher LLP and Morrison & Foerster LLP.