Why Most Banking and Financial Institution Services Use Java

FinTech software, such as banking applications and financial institutions, is more critical than ever. We live in a world where we rely heavily on programs that make our lives easier on a regu...

Re-inventing Loan Origination with BIAN and Domain Driven Design

The next few years are going to see many transformation and modernization programs for core banking systems. Core banking systems support the bank’s critical banking processes and products, suc...

The Transition To Web3 and A Tale of Two Cryptos

The Internet is going through a transition. This happens every 15-20 years, and it usually brings disruption to entire categories and business models. Because blockchains and cryptocurrency ca...

Resolving the unintended friction of Web 3.0

Media is buzzing about Web 3.0 and the metaverse. Companies and investors are scrambling to get in on the ground floor and participate in shaping this new iteration of the web. But I think it’s...

30 things you can do with a blockchain

I expand on some of these ideas in my book, The Cryptocurrency Revolution, which is available here and from other booksellers, online and offline. The past is a foreign country : ...

2022: The Year That Banks Finally Change for Good?

The more things change, the more they stay the same. Looking back at  2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant ...

What won't happen in technology in 2022

Won’t Happen:  A 5G Revolution for Consumers.  Will Happen:  A Revolution in Communications for Business Automation. A Different Understanding of 5G. Notice how 5G has gone q...

Semiotics and the Future of Digital Payments

Unless you’ve taken an anthropology course, “semiotics” is probably not a word known to you. In the simplest terms, it is the understanding of objects. Still confused? Think about the word “cof...

Digital Transformation in Banking: enabling new business models with BIAN

In 2022, it will be 25 years since I started working in technology consulting, developing Corebanking Systems. I spent almost 10 years developing those Corebanking systems that nowadays are co...

Fintech and the Metaverse: The Possible Connections Between The Two Major Tech Sectors

Fintech and the Metaverse are the two hottest sectors of tech in 2022. While Fintech is more established of the two, the Metaverse is bringing in a lot of uncertainty as the early stage explora...

The Accounting Stack Revolution — Part 1

For years, industry pundits have been predicting the day when artificial intelligence would eat the world of bookkeeping and accounting and, for years, I have watched as the world kept going on...

Super Apps: Great For Consumers but a Headache for NeoBanks and Traditional Banks

The digital banking landscape has seen a considerable change in 2021, thanks to advances in technology and a continued progression into customer preference development. Digital banking apps hav...