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Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.

Last week Lemonade had its Investor Day, a few days before they released their Q3 results. This edition of the newsletter is dedicated to their surprises, some new facts & figures about t...

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Nov. 29, 2022 • Mykyta Grechyna
The FSB’s proposes that “effective regulatory and supervisory frameworks should be based on the principle of ‘same activity, same risk, same regulation’”.

In view the recent publishing by the Financial Stability Board (FSB) of the report on the proposed framework for international regulation of the cryptocurrency industry, which was a result of F...

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Nov. 22, 2022 • Roger Portnoy
14 transactions over the last 14 days

This week I cover 14 transactions that were covered in Crunchbase over the last 14 days across Pre-seed to Series B, and raising in total a bit over US$100ml. Segments covered this week include...

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Nov. 21, 2022 • Andrew Beal
Culture is important to DAOs for the same reason culture is important to a traditional organization

There’s a famous saying in business that culture eats strategy for breakfast . Organizations are made up of people, and the organization’s culture dictates how they behave. The best strategy i...

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Nov. 15, 2022 • Yulia Barabash
What is happening to the Ukrainian banking system today?

Do you love fintech as much as I do? Especially the Ukrainian one, which drives the banking system of my native country. It is still very young but makes progress that fascinates foreign banks....

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Nov. 10, 2022 • Charles Damen
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement

Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement.  In July 2022, the CMA9 banks were mandated to introduce VRP for sweeping. Yet, this...

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Nov. 9, 2022 • Esther Groen
Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role argues

Payments modernisation is a hot topic right now—and for good reason. New and innovative digital payment technologies and instruments are emerging constantly, sharpening competition across the p...

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Nov. 3, 2022 • Gary Prince
Banks are less inclined to create SME-specific products and services, favouring consumer and corporate markets.

Throughout the years, small businesses and sole traders have faced many challenges. One of the most prominent is the need for customised financial services. Regrettably, SMEs have to "make...

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Nov. 2, 2022 • Matteo Carbone
Some incumbents are getting more and more serious about innovation

Last month we had the ITC event in Vegas, and I feel obliged to dedicate this edition of the newsletter to my takeaways from this conference. It took a while to digest the two days of discussio...

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Oct. 27, 2022 • Mykyta Grechyna
The European Union (EU) is ready to become a global pioneer to set the standards of a comprehensive crypto regulation

Recently, the European Parliament and the European Commission have provisionally agreed on the regulation project aimed at the cryptocurrency market called Markets in Crypto-Asset Regulation ( ...

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Oct. 26, 2022 • Louis Carbonnier
While there may be some consolidation in the B2C BNPL space in the medium term, it seems likely to remain a popular payment method for consumers and will continue to grow

Buy Now, Pay Later (BNPL) is an established and expected method of online payment in B2C, with growth driven by fintechs offering accessible digital payment systems. Precedence Research says th...

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Oct. 25, 2022 • Yulia Barabash
Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous

Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous. However, the current decline is a natural and, in my opinion, ...

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Aug. 5, 2022, 6:31 a.m.
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FINTECH

Sept. 19, 2022 • Harrison Smith
Building great products, the lesson goes, demands focus. And focus is about saying no.
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Aug. 11, 2022 • Richard Thornton
There was a view that all the things which a bank or insurer does could be done better and cheaper by a technology-powered fintech. And there is still some suspicion in the market today.
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July 5, 2022 • Kyle Perez
With more than $40bn deployed across more than 600 deals in 2021 and investment as a whole growing at five times the rate of the rest of the venture capital ecosystem over the past five years, interest in the space has never been higher.
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BANKING

June 6, 2022 • Anthony Walton
A significant 39% of demand deposit accounts (DDAs) in the US are still not connected to the Real-Time Payment RTP Network
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April 15, 2022 • Yahya Mohamed Mao
The ability to understand and control risk allows organizations to be more confident in their business decisions.
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April 13, 2022 • Marten Nelson
As the New York Fed noted in its paper, The Future of Payments Is Not Stablecoins, there is a third way: tokenized deposits.
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BLOCKCHAIN

May 21, 2022 • Piroune Balachandran
The public nature of the blockchain introduces privacy concerns about data-privacy for retail and institutional users
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March 23, 2022 • Bethan Watson
The potential of blockchain when applied within the Regulatory Technology space
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March 14, 2022 • Nakul Gupta
Why developer infrastructure for creator economy will become the new frontier tech
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CRYPTOCURRENCIES

Oct. 25, 2022 • Yulia Barabash
Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous
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July 25, 2022 • Shane Rodgers
The crypto shake-out is long past due. The $2 trillion hit to the industry has caused massive losses for both early investors and, unfortunately, for the smaller investors who followed suit.
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July 14, 2022 • Samuel Feldman
The crypto crash is in full swing, will Bitcoin and Ethereum ever recover, or are these cryptocurrencies in big trouble?
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INSURTECH

Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.
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Nov. 2, 2022 • Matteo Carbone
Some incumbents are getting more and more serious about innovation
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Sept. 14, 2022 • Matteo Carbone
Waiting for a clear sign that one of listed insurtech carrier can survive in the middle term
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PAYMENTS

Nov. 9, 2022 • Esther Groen
Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role argues
Read more »
Nov. 3, 2022 • Gary Prince
Banks are less inclined to create SME-specific products and services, favouring consumer and corporate markets.
Read more »
Oct. 26, 2022 • Louis Carbonnier
While there may be some consolidation in the B2C BNPL space in the medium term, it seems likely to remain a popular payment method for consumers and will continue to grow
Read more »

OPEN BANKING

Nov. 10, 2022 • Charles Damen
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement
Read more »
May 12, 2022 • Andy Taylor
Before any action can be taken to support customers who might be struggling, they need to be identified
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April 11, 2022 • Alexi Karalis
With high level adoption of Open Banking by financial institutions introducing ground breaking capabilities at pace, what’s next?
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