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How do you help a user understand a mobile app?
Feb. 3, 2023 • Abay Serkebayev
Users are stoppping using useful services because of an incomprehensible interface.

The fintech market is full of mobile applications, but not all of them are convenient and understandable. I conducted more than a thousand in-depth interviews with users and found out that many...

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Latin America's Moves to Regulate Cryptocurrency Industry
Feb. 1, 2023 • Mykyta Grechyna
Latin America is the second largest region of the world after the Middle East & North Africa for year-over-year cryptocurrency transactions volume growth rate

According to the 2022 cryptocurrency market research conducted by Chainanalysis, Latin America is the second largest region of the world after the Middle East & North Africa for year-over-y...

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Modern features of financial applications: benefit or harm?
Jan. 31, 2023 • Abay Serkebayev
Driven by trends, many fintech companies introduce a lot of newfangled features that don't meet user needs.

Driven by trends, many fintech companies introduce a lot of newfangled features that don't meet user needs. Often, people cannot appreciate the innovations and don’t understand the interfa...

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Is DE&I Washing Still Happening in Fintech?
Jan. 26, 2023 • Aicha Zerrouky
Is diversity, ethnicity, and inclusion (DE&I) really present in the industry?

Fintech is broadly known as one of the more forward-thinking industries. Despite the fact that both technology and finance have traditionally been white male-dominated sectors, fintech leaders ...

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What Does 2023 Hold For The Banking Sector?
Jan. 23, 2023 • Johnny Steele
As interest rates increase to tackle high inflation and further tax rises are announced, the outlook is set to be challenging for some time to come.

The cost-of-living crisis has left many people in precarious financial situations, with some unable to afford their essential monthly outgoings, such as mortgage repayments and fuel bills. As i...

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Economic lifeline: The coming together of FinTech leaders in driving growth amid crisis
Jan. 17, 2023 • Pat Patel
Some more thoughts after Singapore Fintech Festival

The Times They Are A-Changing. Three months ago, I wrote a piece calling for an urgent step change in the FinTech industry in this very tune of Bob Dylan. In perspective, the modern-day FinTe...

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Why should an incumbent buy a full-stack insurtech?
Jan. 12, 2023 • Matteo Carbone
Once upon a time, Insurtechs were used to talking s**t about incumbent insurers. Nowadays, they definitely have more sweet words for the sector.

Once upon a time, Insurtechs were used to talking s**t about incumbent insurers. Nowadays, they definitely have more sweet words for the sector. Lemonade moved from affirming the customers...

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How FTX Bankruptcy May Influence Cryptocurrency Industry Regulation
Jan. 11, 2023 • Mykyta Grechyna
. Crypto companies do not have bank-like or securities firms-like regulation, and to date, there is no single oversight governmental body over the industry.

On 11 November 2022, the FTX group of companies, including quantitative trading firm Alameda Research, co-founded in September 2017 by Sam Bankman-Fried, and approximately 130 additional affili...

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Top fintech trends for 2023
Jan. 10, 2023 • Abay Serkebayev
When we analyze promising areas for development, we see that cybersecurity and artificial intelligence will be the fastest growing segments in 2023. What other trends should we expect?

New technology will change the financial industry and allow it to expand its business offerings, improve customer service and increase revenues. Discussions about the "fintech bubble"...

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What is happening? Why are traditional banks still alive and not going to die?
Jan. 9, 2023 • Ivan Nevzorov
A considerable part of the market is still occupied by traditional banks, which sometimes have little to do with Fintech

The Fintech market is developing at an unprecedented pace. According to the Pulse of Fintech H2'21, total global fintech funding reached US$210 billion across a record 5,684 deals in 2021....

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Neobanks and the Customer Retention Dilemma
Dec. 20, 2022 • Abay Serkebayev
Most companies spend money to attract customer personas who soon lost interest in their product

At the early stage of creating a fintech startup, the neobank application, one can suddenly encounter an interesting dilemma. In studying consumers and competitors, it was found that most co...

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What if ... it doubles again
Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.

Last week Lemonade had its Investor Day, a few days before they released their Q3 results. This edition of the newsletter is dedicated to their surprises, some new facts & figures about t...

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EVENTS

BFSI IT Summit - Indonesia - 17th edition Banking Transformation Summit 2023 CFO Summit 2023 Transform Payments USA 2023

PRESS RELEASES

Monneo Appoints New Head Of Compliance Lauren Jones joins global team at Open Banking Exchange Retail Banking: Winning In A Complex Regulated Environment Study Says UK Will Lose its Leadership Position in Open Banking by the End of the Year Without Focused Action Konsentus launches in the Middle East and North Africa

ALL ARTICLES

CFO Summit 2023
Jan. 11, 2023, 3:42 p.m.
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Transform Payments USA 2023
Jan. 10, 2023, 5:28 a.m.
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FINTECH

Modern features of financial applications: benefit or harm?
Jan. 31, 2023 • Abay Serkebayev
Driven by trends, many fintech companies introduce a lot of newfangled features that don't meet user needs.
Read more »
Is DE&I Washing Still Happening in Fintech?
Jan. 26, 2023 • Aicha Zerrouky
Is diversity, ethnicity, and inclusion (DE&I) really present in the industry?
Read more »
Top fintech trends for 2023
Jan. 10, 2023 • Abay Serkebayev
When we analyze promising areas for development, we see that cybersecurity and artificial intelligence will be the fastest growing segments in 2023. What other trends should we expect?
Read more »

BANKING

What Does 2023 Hold For The Banking Sector?
Jan. 23, 2023 • Johnny Steele
As interest rates increase to tackle high inflation and further tax rises are announced, the outlook is set to be challenging for some time to come.
Read more »
Bank transformation: implementing real-time payments made easy
June 6, 2022 • Anthony Walton
A significant 39% of demand deposit accounts (DDAs) in the US are still not connected to the Real-Time Payment RTP Network
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Managing risk capability in financial organizations
April 15, 2022 • Yahya Mohamed Mao
The ability to understand and control risk allows organizations to be more confident in their business decisions.
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BLOCKCHAIN

Can ETH Layer-2 Solutions Solve for Both Privacy and Scale?
May 21, 2022 • Piroune Balachandran
The public nature of the blockchain introduces privacy concerns about data-privacy for retail and institutional users
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Blockchain and Market Transparency
March 23, 2022 • Bethan Watson
The potential of blockchain when applied within the Regulatory Technology space
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Creator Economy Tools: Bridging Web 2 <> Web 3
March 14, 2022 • Nakul Gupta
Why developer infrastructure for creator economy will become the new frontier tech
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CRYPTOCURRENCIES

Latin America's Moves to Regulate Cryptocurrency Industry
Feb. 1, 2023 • Mykyta Grechyna
Latin America is the second largest region of the world after the Middle East & North Africa for year-over-year cryptocurrency transactions volume growth rate
Read more »
Crash of Bitcoin: is the crypto winter here to stay or coming to an end?
Oct. 25, 2022 • Yulia Barabash
Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous
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Crypto is here to stay. But we need adults in the room.
July 25, 2022 • Shane Rodgers
The crypto shake-out is long past due. The $2 trillion hit to the industry has caused massive losses for both early investors and, unfortunately, for the smaller investors who followed suit.
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INSURTECH

What if ... it doubles again
Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.
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Only when the tide goes out do you discover who's been swimming naked
Nov. 2, 2022 • Matteo Carbone
Some incumbents are getting more and more serious about innovation
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Waiting for Godot
Sept. 14, 2022 • Matteo Carbone
Waiting for a clear sign that one of listed insurtech carrier can survive in the middle term
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PAYMENTS

Competition in payments: The rise of A2A payments and the role of regulation
Nov. 9, 2022 • Esther Groen
Innovation is enabling new types of payments and creating a truly dynamic ecosystem. Yet in order to create a market where new schemes like account-to-account payments can compete, regulation must play a central role argues
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Why has The Payments Industry Neglected SMEs?
Nov. 3, 2022 • Gary Prince
Banks are less inclined to create SME-specific products and services, favouring consumer and corporate markets.
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Is BNPL the future of B2B payments?
Oct. 26, 2022 • Louis Carbonnier
While there may be some consolidation in the B2C BNPL space in the medium term, it seems likely to remain a popular payment method for consumers and will continue to grow
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OPEN BANKING

What Does The Industry Really Think About Variable Recurring Payments (VRPs)?
Nov. 10, 2022 • Charles Damen
Variable Recurring Payments (VRP) are a major step forward for payments and the wider Open Banking movement
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Spotting early warning signs of at-risk consumers with Open Banking
May 12, 2022 • Andy Taylor
Before any action can be taken to support customers who might be struggling, they need to be identified
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Open Finance – the revolution has already started
April 11, 2022 • Alexi Karalis
With high level adoption of Open Banking by financial institutions introducing ground breaking capabilities at pace, what’s next?
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