AML Trends ​​​​in 2022: Challenges and Prevention

Money laundering has been an issue since the dawn of physical currency. As our financial institutions and digital technology have evolved, so has this pervasive financial crime. According to th...

Will Insurtechs ever walk the talk?

The news of the past month in the insurtech scene has been the WeFox round of financing at $4.5B ( $400 million series D round "which is compromised of equity and debt"). My first ...

ISO20022: migration – it’s not just about compliance

With digital innovation developing at speed within the financial services industry it’s never been more important to follow the latest standards and protocols. One standard, however, which is c...

4C Approach to a Successful Spend Analysis

Every individual and organization, in one way or another, tracks how they spend their budget in a certain period. Where an individual might keep a diary, organizations maintain accounting ledge...

Future-proof payments infrastructure: The role of agent banks in the quest for modernisation

The rapid transformation of the payments industry over the past decade has brought banks worldwide to a crossroads. Balancing growing consumer demand for instant payments and emerging digital...

Crypto is here to stay. But we need adults in the room.

The crypto shake-out is long past due. The $2 trillion hit to the industry has caused massive losses for both early investors and, unfortunately, for the smaller investors who followed suit. T...

Advancing AML: Why ultimate beneficial owners must be properly identified

In March 2022, global regulatory watchdog the Financial Action Task Force (FATF) adopted amendments to Recommendation 24 (R.24) of its 40 Recommendations that govern global anti-money launderin...

Fintech, Insuretech and Crypto Funding and analysis - July 9-17

Overview: I am included, on request insurtech coverage for the first time in this week's coverage. In both value and volume terms this week provided a big jump from the opening week with...

Why Crypto Needed This Crash, and What Happens Next for Crypto?

What happened to crypto? Crypto has seen a massive crash, starting in the first quarter of 2022. This has led multiple global crypto exchange platforms to pause all crypto exchanges. The ...

Culture: Build or Accept

Every startup has a skeleton — the operational infrastructure that lies within. The only question is whether it will be a source of strength and stability that propels the organization to new h...

Insurtech must be taken seriously

We have seen the evaluations of the listed insurtech startups falling more and more over the past year. The HSCM Public InsurTech Index (HPIX)™ presented to the market 14 months ago is down by ...

Fintech Week 4 June 25th to July 1st, 2022 — Breaking down the Deals by Target Operating Model

Overview: Funding I track from Crunchbase data this week showed total that US$650ml of total capital was deployed across debt and equity by various types of investors into the Fintech & ...