Articles
Modern features of financial applications: benefit or harm?
Driven by trends, many fintech companies introduce a lot of newfangled features that don't meet user needs.
Jan. 31, 2023 • Abay Serkebayev
Driven by trends, many fintech companies introduce a lot of newfangled features that don't meet user needs. Often, people cannot appreciate the innovations and don’t understand the interfa...
Is DE&I Washing Still Happening in Fintech?
Is diversity, ethnicity, and inclusion (DE&I) really present in the industry?
Jan. 26, 2023 • Aicha Zerrouky
Fintech is broadly known as one of the more forward-thinking industries. Despite the fact that both technology and finance have traditionally been white male-dominated sectors, fintech leaders ...
What Does 2023 Hold For The Banking Sector?
As interest rates increase to tackle high inflation and further tax rises are announced, the outlook is set to be challenging for some time to come.
Jan. 23, 2023 • Johnny Steele
The cost-of-living crisis has left many people in precarious financial situations, with some unable to afford their essential monthly outgoings, such as mortgage repayments and fuel bills. As i...
Economic lifeline: The coming together of FinTech leaders in driving growth amid crisis
Some more thoughts after Singapore Fintech Festival
Jan. 17, 2023 • Pat Patel
The Times They Are A-Changing. Three months ago, I wrote a piece calling for an urgent step change in the FinTech industry in this very tune of Bob Dylan. In perspective, the modern-day FinTe...
Why should an incumbent buy a full-stack insurtech?
Once upon a time, Insurtechs were used to talking s**t about incumbent insurers. Nowadays, they definitely have more sweet words for the sector.
Jan. 12, 2023 • Matteo Carbone
Once upon a time, Insurtechs were used to talking s**t about incumbent insurers. Nowadays, they definitely have more sweet words for the sector. Lemonade moved from affirming the customers...
How FTX Bankruptcy May Influence Cryptocurrency Industry Regulation
. Crypto companies do not have bank-like or securities firms-like regulation, and to date, there is no single oversight governmental body over the industry.
Jan. 11, 2023 • Mykyta Grechyna
On 11 November 2022, the FTX group of companies, including quantitative trading firm Alameda Research, co-founded in September 2017 by Sam Bankman-Fried, and approximately 130 additional affili...
Top fintech trends for 2023
When we analyze promising areas for development, we see that cybersecurity and artificial intelligence will be the fastest growing segments in 2023. What other trends should we expect?
Jan. 10, 2023 • Abay Serkebayev
New technology will change the financial industry and allow it to expand its business offerings, improve customer service and increase revenues. Discussions about the "fintech bubble"...
What is happening? Why are traditional banks still alive and not going to die?
A considerable part of the market is still occupied by traditional banks, which sometimes have little to do with Fintech
Jan. 9, 2023 • Ivan Nevzorov
The Fintech market is developing at an unprecedented pace. According to the Pulse of Fintech H2'21, total global fintech funding reached US$210 billion across a record 5,684 deals in 2021....
Buyer Persona vs User Persona
Neobanks and the Customer Retention Dilemma
Dec. 20, 2022 • Abay Serkebayev
At the early stage of creating a fintech startup, the neobank application, one can suddenly encounter an interesting dilemma. In studying consumers and competitors, it was found that most co...
What if ... it doubles again
Last week Lemonade had its Investor Day, a few days before they released their Q3 results.
Dec. 2, 2022 • Matteo Carbone
Last week Lemonade had its Investor Day, a few days before they released their Q3 results. This edition of the newsletter is dedicated to their surprises, some new facts & figures about t...