Articles
Why has The Payments Industry Neglected SMEs?
Banks are less inclined to create SME-specific products and services, favouring consumer and corporate markets.
Nov. 3, 2022 • Gary Prince
Throughout the years, small businesses and sole traders have faced many challenges. One of the most prominent is the need for customised financial services. Regrettably, SMEs have to "make...
Only when the tide goes out do you discover who's been swimming naked
Some incumbents are getting more and more serious about innovation
Nov. 2, 2022 • Matteo Carbone
Last month we had the ITC event in Vegas, and I feel obliged to dedicate this edition of the newsletter to my takeaways from this conference. It took a while to digest the two days of discussio...
Perspectives Of Global Cryptocurrency Regulation
The European Union (EU) is ready to become a global pioneer to set the standards of a comprehensive crypto regulation
Oct. 27, 2022 • Mykyta Grechyna
Recently, the European Parliament and the European Commission have provisionally agreed on the regulation project aimed at the cryptocurrency market called Markets in Crypto-Asset Regulation ( ...
Is BNPL the future of B2B payments?
While there may be some consolidation in the B2C BNPL space in the medium term, it seems likely to remain a popular payment method for consumers and will continue to grow
Oct. 26, 2022 • Louis Carbonnier
Buy Now, Pay Later (BNPL) is an established and expected method of online payment in B2C, with growth driven by fintechs offering accessible digital payment systems. Precedence Research says th...
Crash of Bitcoin: is the crypto winter here to stay or coming to an end?
Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous
Oct. 25, 2022 • Yulia Barabash
Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous. However, the current decline is a natural and, in my opinion, ...
Compliance Monitoring for the Finance Industry: Voice Recording
Why Voice Recording is Important
Oct. 18, 2022 • Nigel Cannings
Whether it's Anti-Money Laundering (AML) rules, Know Your Customer (KYC) checks, or operating guidelines, financial regulations to ensure the safety and security of the financial system an...
The Untold History of the Credit Card
A payment revolution that began in the 1800s
Oct. 17, 2022 • Basil Chatha
The idea of giving credit to customers so that they can “buy now, pay later” isn’t new. As Americans headed west to cash in on the gold rush in the 1800s, merchants used credit coins and charge...
Adapt to survive in 2023: A step change for business models in FinTech
FinTech industry needs an urgent step change
Oct. 13, 2022 • Pat Patel
The origins of FinTech date back to the Global Financial Crisis of 2007 to 2008, when financial institutions suffered large losses and needed government assistance to survive. In the same peri...
A Quick Overview Of The World's Financial Market Regulators
If you want to join any financial market, you have to accept more international regulator requirements because not all of them are accepted in different countries.
Oct. 4, 2022 • Konstantin Rabin
Even though there are plenty of different local and international financial market regulators, their main aim is the same, to guarantee customers' safety. Each legislative framework is foc...
Fintech and Crypto Early-stage Funding in Developed Countries: Deals, and Themes Sept 23rd to Sept 30th
This week features 20 deals, with total revealed funding continuing to hover between US$250–300ml.
Oct. 3, 2022 • Roger Portnoy
Overview: This week features 20 deals, with total revealed funding continuing to hover between US$250–300ml. Crypto deals dominated the overall funding value, while many smaller and early-sta...