Articles
Fintech In Africa – A 2021 First Quarter Observation
Nigeria, South Africa, Kenya, Egypt and more
April 26, 2021 • Anas El Arkoubi
“Covid-19 crisis has also focused minds, accelerating digital adoption among consumers and digital transformation among companies” – Jan Gildemeister, Managing Director at BCG 2021 Marks f...
Failing to prepare, is preparing to fail – is your financial data ready for audit inspection?
Change to the audit industry after the UK government reform proposals
April 22, 2021 • Andrew Hayden
The looming prospect of an audit is enough to send a shiver down the spine of any CFO. With external regulators trawling through reems of transactions and statements, comparing internal and...
How adopting BIAN can transform the IT of the Bank to a Spotify-style organization
Could Banks resemble Spotify’s famous tribes and squads model?
April 22, 2021 • Alfredo Muñoz Rios
In his latest article here on Medium, Kyle Gene Brown explained how he has the principle to put in writing the answers to questions he got asked three times, because it the topic is of intere...
Calculation engines in Financial Services
A key differentiator in the business strategy
April 21, 2021 • Joris Lochy
All business processes in the banking industry contain quite some specific business logic. Rather than coding this aggregated in one business application, it is wise to setup separate component...
Impact of Open Banking on Banking Revenues
An overview of the consequences of the fintech innovations on the banks balance sheets
April 20, 2021 • Sam Ghosh
The Open Banking wave that originated in Europe is now spreading to the whole world. Open Banking makes it possible for third parties to develop applications using banking data . This obviou...
2021 Agenda: What Should be the Focus of Financial Companies during the Year?
5 topics to watch
April 19, 2021 • Yulia Barabash
In-house “ecosystems”, D2C, competition for end users, neobanking via messengers, solutions design for SMEs involving cryptocurrencies, upgrading of payment systems and cloud accounting. Those ...
Guide to Non-Fungible Tokens (NFT)
What are the most important concepts about NFT
April 16, 2021 • Rohas Nagpal
The USD balance in your mobile wallet is fungible - every dollar is exactly the same as another dollar. Any 1 dollar can be exchanged for another 1 dollar. Things like real estate and art are n...
Are product silos in a bank inevitable?
Customers want solutions to their problems not bureaucratic processes and politics
April 15, 2021 • Joris Lochy
Silo thinking is often frowned upon in the industry. It is often a synonym for bureaucratic processes and politics and in almost every article describing the threats of new innovative Fintech...
Nigeria and Regulatory Evolution in Fintech
The hope of Fintechs and other techs in Nigeria
April 14, 2021 • Daniel Ifechukwude
On February 1 2020, Lagos State Government (LASG) riding on the Lagos State Transport Sector Reform Law of 2018, re-enacted the ban of motorcycles, tricycles and others from operating in most p...
Women Breaking Barriers in Tech: Soumaya Hamzaoui
Insights on what it's like being a woman in fintech
April 13, 2021 • RedCloud Technology
With a 10 year background in software and telecommunication, Soumaya oversees the Operations and Product strategy for RedCloud , as well as heading the Design and Business Development and Cust...