Articles
Neobanking Playbooks
Customer Segments and GTM Strategies
May 3, 2021 • Sam Ghosh
We will begin with the story of Xinja. Xinja was founded in Sydney, Australia in the year 2017. In 2019, Xinja received a full banking license in Australia. They raised funding of AUD 204.7 mi...
The cashless conundrum
Access to cash as a priority in the rise of digital wallets
April 30, 2021 • Ian Bradbury
Following Rishi Sunak’s Spring Budget , the contactless card limit will rise to £100 for major retailers. The announcement was unsurprising with digital payment solutions surging and cash bein...
Ask Me About FinTech: Karolina Decker
Made by Women for Women: Closing the Financial Gap for Women Using FemTech
April 29, 2021 • Şebnem Elif Kocaoglu Ulbrich
Women have a longer average lifespan than man, are better savers and are more engaged in household budget management. Still, they earn less, invest less, and struggle with affording a decent re...
Why finance teams need closure on inefficient data practices
how to improve the R2R team’s ability to close the books faster
April 28, 2021 • Andrew Hayden
Finance and accounting professionals would, I’m sure, welcome solutions to make life easier when it comes to facilitating the monthly financial close process. For record to report (R2R) team...
Is a new bank consolidation wave inevitable?
M&As , banks and fintech
April 27, 2021 • Joris Lochy
Before the financial crisis (especially in the 90s) it seemed that the banking landscape was strongly consolidating , resulting in a handful of Tier-1 (often international) banks in every coun...
Fintech In Africa – A 2021 First Quarter Observation
Nigeria, South Africa, Kenya, Egypt and more
April 26, 2021 • Anas El Arkoubi
“Covid-19 crisis has also focused minds, accelerating digital adoption among consumers and digital transformation among companies” – Jan Gildemeister, Managing Director at BCG 2021 Marks f...
How adopting BIAN can transform the IT of the Bank to a Spotify-style organization
Could Banks resemble Spotify’s famous tribes and squads model?
April 22, 2021 • Alfredo Muñoz Rios
In his latest article here on Medium, Kyle Gene Brown explained how he has the principle to put in writing the answers to questions he got asked three times, because it the topic is of intere...
Failing to prepare, is preparing to fail – is your financial data ready for audit inspection?
Change to the audit industry after the UK government reform proposals
April 22, 2021 • Andrew Hayden
The looming prospect of an audit is enough to send a shiver down the spine of any CFO. With external regulators trawling through reems of transactions and statements, comparing internal and...
Calculation engines in Financial Services
A key differentiator in the business strategy
April 21, 2021 • Joris Lochy
All business processes in the banking industry contain quite some specific business logic. Rather than coding this aggregated in one business application, it is wise to setup separate component...
Impact of Open Banking on Banking Revenues
An overview of the consequences of the fintech innovations on the banks balance sheets
April 20, 2021 • Sam Ghosh
The Open Banking wave that originated in Europe is now spreading to the whole world. Open Banking makes it possible for third parties to develop applications using banking data . This obviou...