Articles
Impact of Open Banking on Banking Revenues
An overview of the consequences of the fintech innovations on the banks balance sheets
April 20, 2021 • Sam Ghosh
The Open Banking wave that originated in Europe is now spreading to the whole world. Open Banking makes it possible for third parties to develop applications using banking data . This obviou...
2021 Agenda: What Should be the Focus of Financial Companies during the Year?
5 topics to watch
April 19, 2021 • Yulia Barabash
In-house “ecosystems”, D2C, competition for end users, neobanking via messengers, solutions design for SMEs involving cryptocurrencies, upgrading of payment systems and cloud accounting. Those ...
Guide to Non-Fungible Tokens (NFT)
What are the most important concepts about NFT
April 16, 2021 • Rohas Nagpal
The USD balance in your mobile wallet is fungible - every dollar is exactly the same as another dollar. Any 1 dollar can be exchanged for another 1 dollar. Things like real estate and art are n...
Are product silos in a bank inevitable?
Customers want solutions to their problems not bureaucratic processes and politics
April 15, 2021 • Joris Lochy
Silo thinking is often frowned upon in the industry. It is often a synonym for bureaucratic processes and politics and in almost every article describing the threats of new innovative Fintech...
Nigeria and Regulatory Evolution in Fintech
The hope of Fintechs and other techs in Nigeria
April 14, 2021 • Daniel Ifechukwude
On February 1 2020, Lagos State Government (LASG) riding on the Lagos State Transport Sector Reform Law of 2018, re-enacted the ban of motorcycles, tricycles and others from operating in most p...
Women Breaking Barriers in Tech: Soumaya Hamzaoui
Insights on what it's like being a woman in fintech
April 13, 2021 • RedCloud Technology
With a 10 year background in software and telecommunication, Soumaya oversees the Operations and Product strategy for RedCloud , as well as heading the Design and Business Development and Cust...
Institutional Investors, No More Excuses for Bitcoin Illiteracy.
Why there is no reason for investors to delay studying bitcoin. And why bitcoin literacy will pay whether you plan to invest or not.
April 12, 2021 • Susanne Fromm
Understanding Bitcoin involves a rather lengthy process that requires doing your own research. But this process can be very rewarding, not only regarding financial returns. However, many inves...
Is mainstream adoption of digital assets much nearer than we thought?
A close look at digital assets adoption
April 9, 2021 • Dean Demellweek
Amara’s Law: “We tend to overestimate the effect of a technology in the short run and underestimate the effect in the long run.” I do not doubt that, by now, you have realised that the ret...
The Partnership Manager
A new key role in every bank and Fintech
April 8, 2021 • Joris Lochy
Thanks to Open Banking, embedded banking and banks positioning their apps as super-apps, the financial sector becomes more and more an ecosystem of parties collaborating together to execute u...
The WeBank Effect
Tapping network as a competitive advantage
April 5, 2021 • Sam Ghosh
A bank with more than 200 million retail customers , 1.7 million corporate customers , annual revenue of more than US$2 billion , and a bank that handles more than 500 million transactions ...