Articles

Web3, DeFi, and what Fintech investors liked last year

Where did the most successful early-stage investors bet on last year?

April 7, 2022 • Alejandro Quintero Corral

According to the Emerging Tech Indicator (ETI) from Pitchbook, an index that tracks early- and seed-stage deals involving 15 leading VC firms, ETI investments reached $10.2 billion across 221 d...

Is 2022 the year for Pay by Bank App?

What’s happening right now with Pay by Bank app?

April 6, 2022 • Gary Prince

Caught in a “Mexican stand-off”, Pay by Bank app has struggled to become an established payment method. There has been a lack of awareness from consumers. CFI’s (issuing banks) have been reluct...

The Growth & The Future of Mobile Payments [Infographic]

infographic about the history of mobile payments, where they are today, and where they are headed in the future

April 4, 2022 • Orla Forrest

Mobile payment technology has advanced all around the world. Many businesses have been focused on it, including retail, hospitality, and finance. Because it is changing the way consumers buy th...

How to combat "dark patterns" and stick to the ethical side in Fintech UX design

"Dark patterns" is a design within a user interface that has been purposefully created to trick or lure users into doing things that they may not otherwise have chosen to do

March 31, 2022 • Adam Fard

Despite the frequent giving of lip service, ethics have been undervalued in Fintech. With ‘dark patterns’ deceiving users, the sector is coming under pressure to improve its standards. While th...

Top 5 Cost Reduction Strategies That Are Driven by a Streamlined Banking Procurement Process

80% of the banks plan to implement cost-reduction plans to control their expenditures in the next two years

March 30, 2022 • Mohammed Kafil

COVID-19 has wreaked havoc on global stock markets, causing significant instability and excessive volatility. While the actual impact has yet to be assessed, the virus' knock-on effects ar...

Is InsurTech a superpower?

A quantitative retrospective over the past 6 years of insurtech

March 29, 2022 • Matteo Carbone

I've spent the last six years bragging about InsurTech's potential in improving the insurance business. To quote some of my most famous contents about his: in 2016, the article My f...

Why Banks Must Join Forces in the AML Fight

API-based transaction data sharing is a giant step forward on the road to stamping out money laundering in our financial systems, says Joost van Houten, CEO of Sentinels

March 28, 2022 • Joost van Houten

The advent of artificial intelligence (AI) and machine learning (ML) in financial services is pushing the eternal battle against money laundering into a new phase. For some time, in a bid to c...

Parametric Insurance & the Climate Case for Crypto

How blockchain could allow to recover from natural disaster

March 24, 2022 • Robin Happel

Blockchain — or distributed ledgers more broadly — are perhaps best known for the flurry of cryptocurrencies that have proliferated across the world in the past decade. Yet, despite the buz...

Blockchain and Market Transparency

The potential of blockchain when applied within the Regulatory Technology space

March 23, 2022 • Bethan Watson

Originally created for the digital cryptocurrency Bitcoin, blockchain technology has since been applied to a variety of use cases. At FundApps, we’re interested in exploring a use case appli...

PayPal’s cautionary tale

The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general

March 22, 2022 • Alejandro Quintero Corral

The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general. PayPal’s recent focus on increasing the revenue per user over user growth...