Articles
Is InsurTech a superpower?
A quantitative retrospective over the past 6 years of insurtech
March 29, 2022 • Matteo Carbone
I've spent the last six years bragging about InsurTech's potential in improving the insurance business. To quote some of my most famous contents about his: in 2016, the article My f...
Why Banks Must Join Forces in the AML Fight
API-based transaction data sharing is a giant step forward on the road to stamping out money laundering in our financial systems, says Joost van Houten, CEO of Sentinels
March 28, 2022 • Joost van Houten
The advent of artificial intelligence (AI) and machine learning (ML) in financial services is pushing the eternal battle against money laundering into a new phase. For some time, in a bid to c...
Parametric Insurance & the Climate Case for Crypto
How blockchain could allow to recover from natural disaster
March 24, 2022 • Robin Happel
Blockchain — or distributed ledgers more broadly — are perhaps best known for the flurry of cryptocurrencies that have proliferated across the world in the past decade. Yet, despite the buz...
Blockchain and Market Transparency
The potential of blockchain when applied within the Regulatory Technology space
March 23, 2022 • Bethan Watson
Originally created for the digital cryptocurrency Bitcoin, blockchain technology has since been applied to a variety of use cases. At FundApps, we’re interested in exploring a use case appli...
PayPal’s cautionary tale
The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general
March 22, 2022 • Alejandro Quintero Corral
The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general. PayPal’s recent focus on increasing the revenue per user over user growth...
A Consolidated Guide on Distributed System in Fintech
The Event-Driven Synopsis for 2 Years of Success in FinTech
March 16, 2022 • Erik Ralston
Over the last two years, I’ve been working with an established American financial company on building a direct-to-consumer digital experience for life insurance in 30 minutes or less — like if ...
Creator Economy Tools: Bridging Web 2 <> Web 3
Why developer infrastructure for creator economy will become the new frontier tech
March 14, 2022 • Nakul Gupta
Part 1: Emergence of The Creator Economy The creator economy is bigger than just entertainment and it’s bigger than just consumer—it’s about people being able to use technology to build in n...
The End of the Credit Score?
How Accessible Data is Making it Easier for Big Lenders to Ditch Traditional Credit Score
March 10, 2022 • Railz
Both small consumer lenders and larger financial institutions (FIs) are saying goodbye to the conventional credit score - and it’s easy to see why. While a client’s credit score used to be th...
4 Ways the FinTech Industry is Helping Farmers
Innovative FinTech startups have played significant roles in the agriculture sector whereby it has enhanced easy financing and payment models for farmers
March 9, 2022 • Stan Kihu
The FinTech industry has been a topic of focus in recent years. Additionally, it has positively impacted most industries in various ways. On the other hand, the agriculture sector has also expe...
How a Regulated Liabilities Network Could Solve the Cashless Dilemma
No need to wait for CBDC’s to solve the cashless conundrum
March 8, 2022 • Marten Nelson
Central bank digital currencies (CBDC) are often mentioned as a key motivation for the rise of a cashless society. As Sweden’s central bank, Riksbanken, discusses in its paper, The Riksbank’s...