Articles

Managing risk capability in financial organizations

The ability to understand and control risk allows organizations to be more confident in their business decisions.

April 15, 2022 • Yahya Mohamed Mao

The culture of risk analysis is characterized by the alignment of risk management with the strategy of the organization and the promotion of an integrated approach to risk management. It is a d...

Why are Fintech Investors Ditching BNPL?

With consumer demand slowing down and ethical dilemmas rising, have Fintech investors decided to start leaving BNPL behind?

April 14, 2022 • Samuel Feldman

Buy Now Pay Later (BNPL), one of the biggest new disruptions in recent financial history, allows customers to purchase items and pay for them in interest-free installments. This new option for ...

The Rise of Tokenized Deposits

As the New York Fed noted in its paper, The Future of Payments Is Not Stablecoins, there is a third way: tokenized deposits.

April 13, 2022 • Marten Nelson

According to Arcane Research’s The Weekly Update, 2021 Summary (the “2021 Summary”), the total market cap of stablecoins grew 500% to reach over $120B in 2021—a rate of growth twice as fast...

Open Finance – the revolution has already started

With high level adoption of Open Banking by financial institutions introducing ground breaking capabilities at pace, what’s next?

April 11, 2022 • Alexi Karalis

New products and services delivered with ease In an era of rapid development where proposition and customer experience is paramount, it’s never been more important to secure the effective ...

Over 1.2 million subscriptions stopped by customers as households feel the squeeze

Streaming services make up nearly half of regular payments stopped since June 2021

April 8, 2022 • Lloyds Banking Group

Over 1.2 million subscription payments have been stopped since summer 2021, as technology puts customers in further control of their spending, according to new data from Lloyds Bank*. Popular ...

Web3, DeFi, and what Fintech investors liked last year

Where did the most successful early-stage investors bet on last year?

April 7, 2022 • Alejandro Quintero Corral

According to the Emerging Tech Indicator (ETI) from Pitchbook, an index that tracks early- and seed-stage deals involving 15 leading VC firms, ETI investments reached $10.2 billion across 221 d...

Is 2022 the year for Pay by Bank App?

What’s happening right now with Pay by Bank app?

April 6, 2022 • Gary Prince

Caught in a “Mexican stand-off”, Pay by Bank app has struggled to become an established payment method. There has been a lack of awareness from consumers. CFI’s (issuing banks) have been reluct...

The Growth & The Future of Mobile Payments [Infographic]

infographic about the history of mobile payments, where they are today, and where they are headed in the future

April 4, 2022 • Orla Forrest

Mobile payment technology has advanced all around the world. Many businesses have been focused on it, including retail, hospitality, and finance. Because it is changing the way consumers buy th...

How to combat "dark patterns" and stick to the ethical side in Fintech UX design

"Dark patterns" is a design within a user interface that has been purposefully created to trick or lure users into doing things that they may not otherwise have chosen to do

March 31, 2022 • Adam Fard

Despite the frequent giving of lip service, ethics have been undervalued in Fintech. With ‘dark patterns’ deceiving users, the sector is coming under pressure to improve its standards. While th...

Top 5 Cost Reduction Strategies That Are Driven by a Streamlined Banking Procurement Process

80% of the banks plan to implement cost-reduction plans to control their expenditures in the next two years

March 30, 2022 • Mohammed Kafil

COVID-19 has wreaked havoc on global stock markets, causing significant instability and excessive volatility. While the actual impact has yet to be assessed, the virus' knock-on effects ar...