Articles
A Consolidated Guide on Distributed System in Fintech
The Event-Driven Synopsis for 2 Years of Success in FinTech
March 16, 2022 • Erik Ralston
Over the last two years, I’ve been working with an established American financial company on building a direct-to-consumer digital experience for life insurance in 30 minutes or less — like if ...
Creator Economy Tools: Bridging Web 2 <> Web 3
Why developer infrastructure for creator economy will become the new frontier tech
March 14, 2022 • Nakul Gupta
Part 1: Emergence of The Creator Economy The creator economy is bigger than just entertainment and it’s bigger than just consumer—it’s about people being able to use technology to build in n...
The End of the Credit Score?
How Accessible Data is Making it Easier for Big Lenders to Ditch Traditional Credit Score
March 10, 2022 • Railz
Both small consumer lenders and larger financial institutions (FIs) are saying goodbye to the conventional credit score - and it’s easy to see why. While a client’s credit score used to be th...
4 Ways the FinTech Industry is Helping Farmers
Innovative FinTech startups have played significant roles in the agriculture sector whereby it has enhanced easy financing and payment models for farmers
March 9, 2022 • Stan Kihu
The FinTech industry has been a topic of focus in recent years. Additionally, it has positively impacted most industries in various ways. On the other hand, the agriculture sector has also expe...
How a Regulated Liabilities Network Could Solve the Cashless Dilemma
No need to wait for CBDC’s to solve the cashless conundrum
March 8, 2022 • Marten Nelson
Central bank digital currencies (CBDC) are often mentioned as a key motivation for the rise of a cashless society. As Sweden’s central bank, Riksbanken, discusses in its paper, The Riksbank’s...
What is a DAO
It is important to understand that DAOs are just the most recent framework for a group of people to organize around a particular purpose
March 7, 2022 • Andrew Beal
The concept of a DAO (decentralized autonomous organization) has actually been around since 2013, but it has become THE topic in crypto over the last months. Why? A few reasons, which we’ll g...
Blockchain and Banking — Complements, not Substitutes
The public believes that Blockchain will enable transactions without any centralized institutions. However, there are still many things centralized institutions can do with Blockchain, and, of course, vice versa.
March 1, 2022 • Jeonghwan Cho
These days, as a Research Team Lead of Skkrypto, a Blockchain Network of Sungkyunkwan Univerity, I am interviewing new applicants. Many applicants said that the recent rapid growth of DeFi made...
The Importance of Diversity in Fintech
As the fintech industry grows at an unprecedented scale, many challenges have presented themselves, one of which includes the complex diversity problem.
Feb. 28, 2022 • Samuel Feldman
By the end of the first half of 2021, there were already 24% more fintech start-ups than in the whole of 2020, and by 2026, the global fintech sector is expected to be worth $324 billion. This ...
A Case for Decentralized Finance
How decentralized finance avoid frictions of financial stock exchanges
Feb. 25, 2022 • Sam Ghosh
Some recent events at one of the largest stock exchanges in the world, the National Stock Exchange (NSE) of India, is taking the financial sector of the country by storm. A report released ...
Request to Pay: What is it and how close is the industry to adoption?
A new flexible ways for money to move between people
Feb. 22, 2022 • Louise Shorthouse
The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how m...