Articles
What is a DAO
It is important to understand that DAOs are just the most recent framework for a group of people to organize around a particular purpose
March 7, 2022 • Andrew Beal
The concept of a DAO (decentralized autonomous organization) has actually been around since 2013, but it has become THE topic in crypto over the last months. Why? A few reasons, which we’ll g...
Blockchain and Banking — Complements, not Substitutes
The public believes that Blockchain will enable transactions without any centralized institutions. However, there are still many things centralized institutions can do with Blockchain, and, of course, vice versa.
March 1, 2022 • Jeonghwan Cho
These days, as a Research Team Lead of Skkrypto, a Blockchain Network of Sungkyunkwan Univerity, I am interviewing new applicants. Many applicants said that the recent rapid growth of DeFi made...
The Importance of Diversity in Fintech
As the fintech industry grows at an unprecedented scale, many challenges have presented themselves, one of which includes the complex diversity problem.
Feb. 28, 2022 • Samuel Feldman
By the end of the first half of 2021, there were already 24% more fintech start-ups than in the whole of 2020, and by 2026, the global fintech sector is expected to be worth $324 billion. This ...
A Case for Decentralized Finance
How decentralized finance avoid frictions of financial stock exchanges
Feb. 25, 2022 • Sam Ghosh
Some recent events at one of the largest stock exchanges in the world, the National Stock Exchange (NSE) of India, is taking the financial sector of the country by storm. A report released ...
Request to Pay: What is it and how close is the industry to adoption?
A new flexible ways for money to move between people
Feb. 22, 2022 • Louise Shorthouse
The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how m...
BaaS — Banks’ Answer to Fintech
BaaS is a solution that connects banks with their clients and enables clients to provide banking-related services to their own customers
Feb. 21, 2022 • Jeonghwan Cho
Traditional banks (especially retail banks) are facing a huge invasion of fintech. Armed with exceptional technologies and a large amount of data, fintech firms are continuously threatening the...
From Rural Ireland to Silicon Valley: A Case Study of Stripe
Stripe raised a $600M Series H round that secured its status as the second-most valuable private company in the United States
Feb. 18, 2022 • Jeremy Haddock
Elon Musk, rockets, Mars, and SpaceX– everyone knows the most valuable private company in the US, what it’s done, and where it’s bound. But who is number two? In March of 2021, Stripe raised a ...
A timeline of the last 100+ years in Insurance in the U.S. (Part I)
The opportunities within the insurance industry will significantly increase in the years to come
Feb. 17, 2022 • Amir Kabir
The insurance industry is one of the oldest industries in the world with an estimated global market size of $10.00Tn by 2030. Looking at the history of insurance, many would say that the UK is ...
NFTs - What, Why, and How.
Going over the basics of NFTs and demystify some common areas of confusion
Feb. 16, 2022 • Pamela Tatam
So you’ve been hearing more and more about this mysterious NFT topic, and you’re ready to find out what it’s all really about. You’re in the right place! We’re going to go over the basics of NF...
5 reasons why SPACs have so spectacularly failed fintechs
Fintech SPACs Have Been Swimming Naked — and the Tide Is Going Out
Feb. 13, 2022 • Todd Baker
Acorns Grow Inc., the financial technology and investing startup, said that it was abandoning its $2.2 billion merger with SPAC Pioneer Merger Corp., putting itself on the hook for a $17.5 mill...