Articles
How to combat "dark patterns" and stick to the ethical side in Fintech UX design
"Dark patterns" is a design within a user interface that has been purposefully created to trick or lure users into doing things that they may not otherwise have chosen to do
March 31, 2022 • Adam Fard
Despite the frequent giving of lip service, ethics have been undervalued in Fintech. With ‘dark patterns’ deceiving users, the sector is coming under pressure to improve its standards. While th...
Top 5 Cost Reduction Strategies That Are Driven by a Streamlined Banking Procurement Process
80% of the banks plan to implement cost-reduction plans to control their expenditures in the next two years
March 30, 2022 • Mohammed Kafil
COVID-19 has wreaked havoc on global stock markets, causing significant instability and excessive volatility. While the actual impact has yet to be assessed, the virus' knock-on effects ar...
Is InsurTech a superpower?
A quantitative retrospective over the past 6 years of insurtech
March 29, 2022 • Matteo Carbone
I've spent the last six years bragging about InsurTech's potential in improving the insurance business. To quote some of my most famous contents about his: in 2016, the article My f...
Why Banks Must Join Forces in the AML Fight
API-based transaction data sharing is a giant step forward on the road to stamping out money laundering in our financial systems, says Joost van Houten, CEO of Sentinels
March 28, 2022 • Joost van Houten
The advent of artificial intelligence (AI) and machine learning (ML) in financial services is pushing the eternal battle against money laundering into a new phase. For some time, in a bid to c...
Parametric Insurance & the Climate Case for Crypto
How blockchain could allow to recover from natural disaster
March 24, 2022 • Robin Happel
Blockchain — or distributed ledgers more broadly — are perhaps best known for the flurry of cryptocurrencies that have proliferated across the world in the past decade. Yet, despite the buz...
Blockchain and Market Transparency
The potential of blockchain when applied within the Regulatory Technology space
March 23, 2022 • Bethan Watson
Originally created for the digital cryptocurrency Bitcoin, blockchain technology has since been applied to a variety of use cases. At FundApps, we’re interested in exploring a use case appli...
PayPal’s cautionary tale
The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general
March 22, 2022 • Alejandro Quintero Corral
The recent performance of PayPal can say a lot about the current state of fintech and the payments industry in general. PayPal’s recent focus on increasing the revenue per user over user growth...
A Consolidated Guide on Distributed System in Fintech
The Event-Driven Synopsis for 2 Years of Success in FinTech
March 16, 2022 • Erik Ralston
Over the last two years, I’ve been working with an established American financial company on building a direct-to-consumer digital experience for life insurance in 30 minutes or less — like if ...
Creator Economy Tools: Bridging Web 2 <> Web 3
Why developer infrastructure for creator economy will become the new frontier tech
March 14, 2022 • Nakul Gupta
Part 1: Emergence of The Creator Economy The creator economy is bigger than just entertainment and it’s bigger than just consumer—it’s about people being able to use technology to build in n...
The End of the Credit Score?
How Accessible Data is Making it Easier for Big Lenders to Ditch Traditional Credit Score
March 10, 2022 • Railz
Both small consumer lenders and larger financial institutions (FIs) are saying goodbye to the conventional credit score - and it’s easy to see why. While a client’s credit score used to be th...