Articles
Bitcoin and Regulation: Towards a Balanced and Coordinated Approach
From the protection to investors to the fight against illegal activity
Feb. 4, 2021 • Carlo de Meijer
Cryptocurrencies, especially Bitcoin, are facing increased regulatory scrutiny, and that is not strange. Warnings from regulatory watchdogs all over the globe have come amid a wildly volatile r...
Open Source Code and Fintech - The way Forward
The state of open software in finance
Feb. 3, 2021 • Bhupesh Yadav
Open source is a source code that is made freely available for possible modification and redistribution (Source : Wikipedia ). Open source code has been there for long outside of the Fintech...
Payments Data Strategy in the period of Payments Modernization
Overview on the ISO20022 implementation
Feb. 2, 2021 • Akhil Rao
Historically, much of the data linked to payments has been underused (or not at all used) — in large part because processing systems were not set up to extract and operationalize this data. AML...
Robinhood: a fintech company with small attention to regtech details
Opinion on the digital broker from a regtech point of view
Feb. 1, 2021 • Massimo Buonomo
Robinhood, is a U.S.-based financial services company headquartered in Menlo Park, California. The company is a zero-fee trading platform in shares and ETF listed on U.S. stock exchanges throug...
Digital Lending in India Pre and Post COVID
A comprehensive overview
Jan. 31, 2021 • Sam Ghosh
The Boston Consulting Group (BCG) published a report in 2018 with the title “ Digital Lending: A $1 Trillion Opportunity Over the Next 5 Years ”. BCG touted that the total digital lending in In...
2020 – Fintech Investments Gaining Momentum
What happens to fintech investments under new circumstances
Jan. 29, 2021 • Yulia Barabash
It is no secret that the global financial technology market is one of the fastest-growing markets in the world. The previous year was marked by the thriving of the Fintech sector with record-br...
Bank Branches Are Not Dead, But They Do Have to Change
An outlook on bank branches
Jan. 28, 2021 • Fionn Travers-Smith
In her excellent new autobiography Anne Boden describes a visit to a bank branch in Australia, which is relayed as one of the experiences that inspired her to found the branchless digital bank ...
How Innovative Technologies Can Transform the Money Laundering Fight in 2021 & Beyond
Find out what traditional approach is missing
Jan. 27, 2021 • Garima Chaudhary
Remote working situation, less cash & high digital customer activity presented new avenues of risk in financial crime & compliance. 4 billion in 2018, double $ 8 billion in 2019, the An...
What are the main financial regulations to look out for in 2021?
A comparison between Australia, Africa and UK
Jan. 24, 2021 • Konstantin Rabin
As 2020 is nearing its end, the global financial market is anxiously awaiting the end to the global pandemic that has disrupted virtually every national economy worldwide. While it is still unc...
Emerging Small Business Fintech Opportunity in the Developing Countries
SME landscape and changes after COVID19
Jan. 19, 2021 • Sam Ghosh
When it comes to FinTech consumer-facing business models often capture most of the attention. This article argues that small businesses in developing countries present a massively underserved o...