Articles

The Future War of CBDC's

80% of the central banks around the world have agreed that they are working on creating their own Central Bank Digital Currency (CBDC)

Sept. 17, 2021 • Himanshu Kolhekar

As a contributing Author with my article "The Digital Smart Programmable Money" for The PAYTECH Book, published by Wiley in 2019, I have been developing concepts and researching on ...

Evaluating NFTs beyond the hype - [Part 2/3]

Part:2 - Legality of NFT ownership

Sept. 16, 2021 • Sam Ghosh

What does owning an NFT of an asset really mean? One of the important requirements of ownership is control. How much control do we get over an asset owning an NFT of it? If we buy an NFT on an ...

Which countries of the world are the most forward-looking in implementing Fintech solutions?

The geographical picture of the most advanced crypto countries is undergoing substantial change

Sept. 15, 2021 • Yulia Barabash

I must admit that many countries are looking to become Fintech innovators since investments in the industry are impressive, and everyone wants to get their “piece of the pie”. However, the lead...

Evaluating NFTs beyond the hype - [Part 1/3]

Part:1 - How unique and rare NFTs are really?

Sept. 13, 2021 • Sam Ghosh

Lately, everyone is talking about NFTs, and seems like everyone is investing in NFTs. NFTs burst into the limelight when MetaKovan aka Vignesh Sundaresan bought an NFT for a digital art pro...

Will Apple's upcoming service “Buy Now, Pay Later” be able to rival Affirm and other competitors?

With a new transaction system sweeping the nation and the world, can Apple effectively capitalize on this new market?

Sept. 9, 2021 • Samuel Feldman

A new form of digital payment system is taking the world by storm and is finding relative acceptance in the U.S. “Buy now, pay later” options, referred to as BNPL, allows consumers to split pur...

This is What Fintech Looks Like

The canvas on which fintech plays out

Sept. 1, 2021 • John Josi

Fintech is buzzing right now. For years, it was a niche corner of a highly regulated industry — now, in 2021, it’s already had its highest quarter of VC funding, ever. Q1 2021 set a record-hig...

NFTs and Intellectual Property

What rights do you get when you buy a NFT?

Aug. 30, 2021 • Andrew Beal

NFTs , or non-fungible tokens, have found their way into mainstream pop culture recently as artists, musicians and media companies have leveraged the technology to monetize IP and re-engage wi...

Big banks must step IT modernisation up as CMA mandates account ‘sweeping’

Effects of the introduction of the Variable Recurring Payments

Aug. 24, 2021 • Mike Kiersey

Earlier this month, the CMA, Britain’s competitions watchdog, announced it was giving the country’s largest banks just six months’ notice to introduce Variable Recurring Payments (VRPs) in orde...

How can traditional financial services keep up with fintechs?

Opinion by Fujitsu’s CTO, Financial Services

Aug. 20, 2021 • Ian Bradbury

Long before Covid-19, the financial services landscape was experiencing drastic change. From a greater use of online banking to increasing the limit on contactless payments , banks have shifte...

Choosing A Programming Language To Build A Bank From Scratch

Building A Bank Using The Elixir Programming Language

Aug. 16, 2021 • Michael Jaiyeola

Here we take a look at the success story of Memo Bank, the first independent bank to be created in France in the last fifty years, that has just completed a new fundraising round of €13 million...