Articles

Why CBDCs make little sense, and will likely fail

Central Bank Digital Currencies foreshadow no benefits over existing electronic payments solutions. They are mostly a (not so) great self-marketing device for regulators and central bankers

Nov. 12, 2021 • Michele Mandelli

Much ado . There has been so much furor over Central Bank Digital Currencies lately. Central Banks, supranational entities like the BIS and the IMF, consultancies - all tout CBDCs as an opport...

Framework for Investments in Crypto-Assets [Part 3/3]

Part 3: Creating Crypto-asset portfolios

Nov. 10, 2021 • Sam Ghosh

Disclaimer: This article should not be construed as investment advice. The goal of the article is to help create an investment framework for crypto-assets and the author is not responsible for...

Data Fabric and the Impact on Data Access for Financial Services

Getting from data to insights

Nov. 8, 2021 • Spiros Margaris

When we talk about the fintech industry, we often refer to the great user experience, better value for money, and wide range of innovative products that it provides to customers. These great o...

Could the SEC Ban Payment For Order Flow?

January's meme stock trading frenzy fueled closer scrutiny of payment for order flow. Is it about time for the SEC to ban it permanently?

Nov. 6, 2021 • Samuel Feldman

What is payment for order flow? Payment for order flow (PFOF) is the compensation and benefit a brokerage firm receives for directing orders to different parties for trade execution. The bro...

Framework for Investments in Crypto-Assets [Part 2/3]

Part 2: Crypto as an Asset Class

Nov. 5, 2021 • Sam Ghosh

Disclaimer: This article should not be construed as investment advice. The goal of the article is to help create an investment framework for crypto-assets and the author is not responsible for...

Spanish SMEs' Payment Delinquency Rate Hits 70%

Liquidity deficiency seems to be at the core of the 70% in deferred payments

Nov. 4, 2021 • Julio Gómez

Liquidity deficiency seems to be at the core of the 70% in deferred payments. Following a recent report by the Observatory of Delinquency of the Spanish Confederation of Small and Medium E...

NFTs are booming and gaining huge interest from investors but are they beneficial for the creators?

NFTs have soared in 2021 becoming increasingly popular amongst buyers and investors. But are NFTs equally beneficial for purchaser and creator? And how easy is it to create an NFT?

Nov. 2, 2021 • Rory Kenny

If you think back to just 18 months ago it would seem improbable that a tweet would sell for just under $3 million. Yet in March this year the founder of twitter, Jack Dorsey, sold his first ev...

Powering the future of insurance with data and machine learning

firms now have access to a huge volume of consumer data generating new insights

Oct. 31, 2021 • Assaf Tayar

For as long as people have had insurance, people have tried to commit fraud – and in turn, working to ensure that anti-fraud measures are in place has always been a top priority of insurance bu...

Framework for Investments in Crypto-Assets [Part 1/3]

Part 1: Return and Risk Drivers for Crypto-Assets

Oct. 29, 2021 • Sam Ghosh

Disclaimer: This article should not be construed as investment advice. The goal of the article is to help create an investment framework for crypto-assets and the author is not responsible for...

5 Payment Trends You Need to Know for 2021

The rising adoption of payment technologies

Oct. 28, 2021 • Katie Tejada

Introduction The way businesses and consumers pay each other has evolved in recent years. Not long ago, we used to send mail a check once products and services were delivered, then echecks cam...