Articles
“Buy Now, Pay Later” Struggling in 2021 After Major Success during the Pandemic
"Buy now, pay later" firms are facing pushback as several shares sank sharply after the U.S. consumer watchdog opened an investigation into the sector.
Dec. 23, 2021 • Samuel Feldman
The Consumer Financial Protection Bureau (CFPB) said Thursday it was seeking information from BNPL giants such as Affirm, Afterpay, Klarna, PayPal, and Zip on the risks and benefits of their pr...
Top predictions for the insurance industry in 2022
Krista Griggs, Head of Financial Services and Insurance at Fujitsu UK & Ireland shares her top predictions for the insurance industry
Dec. 22, 2021 • Krista Griggs
It’s been almost two years since the first outbreak of COVID-19 in Wuhan. Insurance organisations could never have predicted the rippling impact it would have, but as the industry recovers and ...
Why decentralised finance has the upper hand over traditional banking?
Accelerating loopholes in Traditional Banking Structures
Dec. 21, 2021 • Abhishek Pitti
As we all are aware, commercial banks’ core business strategy is to collect deposits and lend money to customers. An effective financial system relies on borrowing and lending as a fundamental ...
There are so many neobanks — which is best for you?
The landscape of neobanking in USA
Dec. 19, 2021 • Elizabeth Gujral
There are so many banks. There are so many neobanks (you know, those “banks” that aren’t banks and are fintechs offering financial products via banking-as-a-service). Consumer choice paralysis ...
The Product/Compliance Tango
Advices on improving the Product/Compliance relationships
Dec. 17, 2021 • Dan Roseman
I’ve written about the natural-occurring tension between Product and Compliance teams within Fintech companies before. Product teams are in the business of maximizing the growth of transactin...
Data Supply Chain in the Banking Industry
Data Journey and Beyond
Dec. 16, 2021 • Adam Ben Gur
From Authorization to Insight Data Supply Chain is the life cycle of data entering an organization, undergoing transformation and standardization, and coming out as information ready to be con...
Reputation and DeFi
Identity Systems and Credit Scores
Dec. 15, 2021 • Andrew Beal
Today’s topic piggybacks off of Participation issue, where we discussed the importance of being an active participant in the networks you are invested in. The natural result of consisten...
Paving the way to payments modernization with a Shared Hierarchical Ledger System
The future of a digital currency in a two-tier monetary system
Dec. 14, 2021 • Marten Nelson
A few days ago, the Secretary of the U.S. Treasury admitted that she’s still on the fence about digital currency . Unlike the Bitcoin-loving president of El Salvador, Secretary Yellen thinks...
Why Nobody Cares about FinTechs' Profitability?
The importance of properly assessing the returns
Dec. 10, 2021 • Victor Schabbel
No matter how you may call it, FinTechs or TechFins, you would still be talking about ventures, new businesses and companies that should, at some point, yield some reasonable return to their in...
How the growth and decline of price comparison sites offer consumers greater choice
Price comparison websites have fundamentally changed how we perceive and buy insurance, now what?
Dec. 9, 2021 • Mark Colonnese
Price comparison websites have fundamentally changed how we perceive and buy insurance. When customers purchase insurance policies, they typically visit price comparison sites first, not least ...