Articles
Digital Transformation in Banking: enabling new business models with BIAN
An overview of the Banking Industry Architecture Network
Jan. 9, 2022 • Alfredo Muñoz Rios
In 2022, it will be 25 years since I started working in technology consulting, developing Corebanking Systems. I spent almost 10 years developing those Corebanking systems that nowadays are co...
Fintech and the Metaverse: The Possible Connections Between The Two Major Tech Sectors
Examining the relationship between fintech and the metaverse, how can these two sectors intersect and connect.
Jan. 6, 2022 • Samuel Feldman
Fintech and the Metaverse are the two hottest sectors of tech in 2022. While Fintech is more established of the two, the Metaverse is bringing in a lot of uncertainty as the early stage explora...
The Accounting Stack Revolution — Part 1
Overview of the state of modern accounting and the road to automation
Jan. 4, 2022 • Matthew Duckworth
For years, industry pundits have been predicting the day when artificial intelligence would eat the world of bookkeeping and accounting and, for years, I have watched as the world kept going on...
Super Apps: Great For Consumers but a Headache for NeoBanks and Traditional Banks
Superapps are a rising trend in 2021, can banks continue to compete, or is the trend due to dry out?
Jan. 3, 2022 • Samuel Feldman
The digital banking landscape has seen a considerable change in 2021, thanks to advances in technology and a continued progression into customer preference development. Digital banking apps hav...
One ETH to rule 'em all
LONG READ: Why everyone is investing in Ethereum: a thesis on the ultimate triple point asset
Dec. 31, 2021 • Nakul Gupta
I recently did a Linkedin poll and no surprises that Ethereum (Eth) remains the most popular blockchain with ~70% of 3,600+ respondents voting for it. With the upcoming upgrades, Eth is e...
“Buy Now, Pay Later” Struggling in 2021 After Major Success during the Pandemic
"Buy now, pay later" firms are facing pushback as several shares sank sharply after the U.S. consumer watchdog opened an investigation into the sector.
Dec. 23, 2021 • Samuel Feldman
The Consumer Financial Protection Bureau (CFPB) said Thursday it was seeking information from BNPL giants such as Affirm, Afterpay, Klarna, PayPal, and Zip on the risks and benefits of their pr...
Top predictions for the insurance industry in 2022
Krista Griggs, Head of Financial Services and Insurance at Fujitsu UK & Ireland shares her top predictions for the insurance industry
Dec. 22, 2021 • Krista Griggs
It’s been almost two years since the first outbreak of COVID-19 in Wuhan. Insurance organisations could never have predicted the rippling impact it would have, but as the industry recovers and ...
Why decentralised finance has the upper hand over traditional banking?
Accelerating loopholes in Traditional Banking Structures
Dec. 21, 2021 • Abhishek Pitti
As we all are aware, commercial banks’ core business strategy is to collect deposits and lend money to customers. An effective financial system relies on borrowing and lending as a fundamental ...
There are so many neobanks — which is best for you?
The landscape of neobanking in USA
Dec. 19, 2021 • Elizabeth Gujral
There are so many banks. There are so many neobanks (you know, those “banks” that aren’t banks and are fintechs offering financial products via banking-as-a-service). Consumer choice paralysis ...
The Product/Compliance Tango
Advices on improving the Product/Compliance relationships
Dec. 17, 2021 • Dan Roseman
I’ve written about the natural-occurring tension between Product and Compliance teams within Fintech companies before. Product teams are in the business of maximizing the growth of transactin...