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21 Lessons: What I learned creating and killing a startup

If your idea is great, needed, and you are ready to spend the next 10+ years of your life in that industry you should go for it.

June 8, 2022 • Alice Kasper

This article could save you and your cofounder $1.1MM+. “Oh no, someone checked out.” — My cofounder was on the other line. It was 2 days before Christmas, 2.4 weeks past Hanukkah. The long t...


Bank transformation: implementing real-time payments made easy

A significant 39% of demand deposit accounts (DDAs) in the US are still not connected to the Real-Time Payment RTP Network

June 6, 2022 • Anthony Walton

Even with a significant upturn in instant digital transactions during the Covid years, a significant 39% of demand deposit accounts (DDAs) in the US are still not connected to the Real-Time Pay...


Fintech and Open Source

Even though banking "as a service" continues to solve many problems, our banking infrastructure needs to be further evolved, and open source will drive the next generation of infrastructure.

June 2, 2022 • Isabella Ferreira

The regulatory framework that financial services must comply with, complex payment architectures, and fraud are some of the reasons why financial services are difficult and expensive to build [...


How the Buy Now Pay Later (BNPL) model is shaking up the financial services industry

The Buy Now, Pay Later (BNPL) phenomenon is the latest in a long list of attempts to challenge the status quo.

June 1, 2022 • Ian Bradbury

Disruption has been a mainstay of financial services for some time now. Be it the need to keep up with digital-native disrupters, meet evolving consumer demands, or navigate the impacts of rece...


To Buy Now Pay Later (BNPL) or not to: Another Fintech disruption?

The African ecosystem and the rising financing rounds

May 31, 2022 • Fiyin Ogunlesi

Going into the pandemic, BNPL became the fastest growing eCommerce payment method in advanced markets, giving consumers some moment of relief from the pressure of outright payments or the i...


The Bull Case for Polygon (MATIC) - Part 1

One L2 to scale them all, one L2 to drive them, One L2 to bridge them all, and on the Blockchain bind them; On Polygon where the dApps lie.

May 29, 2022 • Piroune Balachandran

What is Polygon? Polygon is a decentralized Ethereum scaling platform that enables developers to build scalable user-friendly dApps with low transaction fees & high throughput without sa...


Why Our Voice Holds the Key to Beating Financial Services Fraud

Innovative approaches are required to beat financial services fraud both in the present and future

May 26, 2022 • Nigel Cannings

Fraud has been a problem faced by financial services since its conception. However, old problems cannot be combated by outdated solutions – innovative approaches are required to beat financial ...


Musk, Twitter, and the quandary of Web 2.0

Why we need Web 3.0?

May 25, 2022 • Sam Ghosh

What is the biggest corporate drama this year till now? Well, most will agree that the drama involves Elon Musk and Twitter. Musk on 4th April 2022, made it public that he bought a major stak...


Can ETH Layer-2 Solutions Solve for Both Privacy and Scale?

The public nature of the blockchain introduces privacy concerns about data-privacy for retail and institutional users

May 21, 2022 • Piroune Balachandran

Key Takeaways: The public nature of the blockchain introduces privacy concerns about data-privacy for retail and institutional users Layer-2 solutions, especially zero-knowledge technol...


How Financial Institutions are creating technical debt in their transition to Cloud

With the majority of financial entities embarking on costly transformation programs to replace systems on Mainframe platforms to low-cost infrastructures, such as the Cloud, an undesired effect is taking place and it is beginning to pose a problem for the

May 17, 2022 • Alfredo Muñoz Rios

Many of the corebanking applications that I developed more than 20 years ago, when my working life began, are still active today. Processes developed more than 20 years ago that are still neces...